A basic Negative Gearing Calculator is FREE for download. It can show how much you need to invest and how much you may gain when you sell it in the future.

Download Free Negative Gearing Calculator


Negative Gearing Calculator suits different levels of investors with four versions: Free version, Standard version (from $44.99), Professional version (from $64.99), and Ultimate version (from $149.99).

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"I have used the free Negative Gearing Calculator and like it much better than any others I have bought. It focuses on the essential facts and presents them in a much clearer format." - Mark

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Unlock NRAS & PPOR Property Calculator

Purchase an unlock code to unlock the Principal Place of Residence (PPOR) property and NRAS investment property calculator for less than $10.00.

The Professional Negative Gearing Calculator has the ability to estimate both Principal Place of Residence (PPOR) property and National Rental Affordability Scheme (NRAS) investment property. You only need to purchase an unlock code to unlock these functions and it only costs you $9.99 for your personal use. For commercial use, you only need to pay $19.99 to get the unlock code.

How to unlock Primary Residence and NRAS investment property calculation

After you receive the unlock code, you should follow the following steps to unlock the ability to estimate Principal Place of Residence (PPOR) property and National Rental Affordability Scheme (NRAS) investment property.

(1) Open the Professional Negative Gearing Calculator;

(2) Scroll down to Cell N90;

(3) Input the unlock code into Cell N90;

How to unlock PPOR & NRAS investment property calculations

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(4) Save the Professional Investment Property Calculator;

(5) Now you should be able to choose either "Primary Residence" or "NRAS Investment Property" from the Property Purpose drop-down menu (next to Cell D6).

How to use PPOR & NRAS investment property calculations

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The National Rental Affordability Scheme is a long term commitment by the Australian Government to invest in affordable rental housing. The Scheme offers annual Incentives for ten years on the condition that throughout the ten year period the dwelling is rented at 20 per cent below the market rent to eligible low and moderate income households. More information about National Rental Affordability Scheme.

Refund Policy: If you are having issues with a product and need assistance with downloading and/or using the product, please contact us before you ask for a refund as we are confident that we will be able to resolve the issues. If we cannot help you, full refund will be offered within 30 days from the date of purchase. Negative Gearing Calculator will do our best to satisfy all refund requests from customers in a courteous, timely, and fair manner. Again, it will be very much appreciated if you can let us to rectify any issues you are having before asking for a refund.

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The Unlock code will be sent to you via email.

Cost - Personal Use: $9.99

Cost - Commercial Use: $19.99

Please use the Contact Form if you have questions.

© 2010-2018 Negative Gearing Calculator - A licensed reseller of Investment Property Calculator. All Rights Reserved.

All the calculators are built in Excel spreadsheet. You need to have Microsoft Excel 2007 & Above and Microsoft Windows to effectively use them.

** Disclaimer: All the Calculators are built for residential rental properties. Using any calculator from Negative Gearing Calculator for commercial property investment (e.g. retail shop, office etc) is at your own risk. All the information and calculators are for general information and education purposes only. Neither Negative Gearing Calculator nor our partners should be liable for any direct or consequential loss or damages arising to you or any third parties as a result of relying on the information or calculators provided on this website.